Q: How much does this service cost?
A: Credit reports differ from one person to the other and our pricing
structure is designed to be fair and honest.
Q: Is this service legal?
A: Absolutely. We are licensed by the State of Texas and follow all
State and Federal Laws.
Q: How do I get my credit reports?
A: We will get your reports from a third party. They will include all
information form the three major credit bureaus, Experian,
TransUnion, and Equifax. We will then send you a copy of these
reports. You will also receive new updated reports from each of the
bureaus, along with the results of our disputes, approx every 45 days.
Q: If I get something in the mail what do I do?
A: Send all correspondence you receive from the credit bureaus to
us.
Q: How do I send information to you?
A: Mail, bring it by, or fax it.
Q: Should I send any information directly to the credit bureaus?
A: Do not ever send anything directly to the credit bureaus nor talk
with them directly as this could negate our efforts.
Q: What about talking to creditors?
A: It is all right to talk with creditors, however, do not tell them that
you are working with a credit restoration company.
Q: How long will it take to see results?
A: You should start seeing results in approximately 5 to 6 weeks.
Q: May I apply for credit while this process is going on?
A: It does not harm our process, however it might possibly slow it
down by a couple of weeks.
Q: Is it possible for a deleted item to be put back on my reports?
A: Because we have the information removed due to their failure to
follow the law, the credit bureaus face a potential fine of up to
$10,000 per line for putting deleted info back.
Q: How soon will my credit score improve?
A: In most cases your score will improve as soon as you are notified
of the removal of negative information. The removal generally
improves your score as much as 29 points per item, but this is
dependent on you also having enough positive info on your credit.
Q: What if I don't receive information in the mail?
A: If you have not received updates within and 60 day time frame,
contact us immediately.
Feel free to contact us if you have any other questions.